Should I take a job with lower pay but better benefits?
I have two job offers. One pays more but has worse health insurance and no retirement match. The other pays less but has great benefits. How do I compare them fairly? How much are good benefits actually worth in dollars? Is it worth taking less salary for better benefits?
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2 Answers
I'd talk to a few different banks and credit unions, not just the first one. Rates and fees vary a lot. Credit unions especially tend to have better rates than big banks because they're nonprofit and member-owned. Always shop around.
Read 'The Millionaire Next Door' and 'A Random Walk Down Wall Street.' Those two books taught me more about money than anything else. The library has them for free. Most people who look rich are actually drowning in debt — real wealth is quiet.
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